Designing the Banking of the future
Don’t hesitate to contact us with any questions you may have, or if you would like to get to know us better. Our agents would be happy to assist you.
Our Services
Virtual assistant
We implant a virtual financial assistant in your entity or company to improve communication with your customers.
Portfolio manager
We offer you a tool where you will have access to a large amount of information about financial assets and the digitized management of your client’s portfolios.
More information
Valuation of companies
Thanks to our team of analysts you will obtain an objective and reliable assessment of the value of your company
More information
“Julia was created to bring the office to the client through digital communication.”
“Bankia selects 15 companies to develop new financial solutions.”
“Investing based on logical value: TheLogicValue determines a share price based on six objective criteria.”
“FinTech that empowers private bankers and helps them comply with the new regulations.”
“An objective valuation generator capable of reinventing the legal sector.”
“An innovation that facilitates the process of valuing companies for investors and financial advisers.”
Fast and reliable valuations
Always have good reference data to hand and create your own valuations
by changing the variables our model is based on
1 EPS Estimate
Estimated earnings per share for the next 12 months. Profits after tax divided by the number of shares.
2 Debt/Market Cap
The ratio between the company’s net debt and its stock market capitalisation, which is its share price multiplied by the number of shares.
3 Equity Risk Premium
The return above that provided by the safest asset, which the investor in shares wants to achieve. It differs by country but tends to be around 2.5% to 4.5%.
4 Sovereign Bond
The average of the interest rate for 10-year public debt, its historic average for the last 10 years, and the central bank’s nominal growth target.
5 Unlevered Beta
This is a measurement of the company’s sector risk because it does not take the company’s leverage into account.
6 EPS LT Growth Estimate
This is the growth rate in earnings per share we estimate the company will have in the long term. It depends on current expectations and can be positive or negative.
Join the financial analysis revolution
Javier Vega
Professor at the Finance Department, IE Business School
Salvador Gimeno
Director Digital Enterprise Platform, SAP – Brasil
Francesc Muñoz
CIO, Cuatrecasas
José Alemany
Managing Director, Fundslink Fintech Solutions, S.L.
Yves Humbert
Head of IT Americas, Panalpina
Ricky Michel Presbot
CBDO, Ualett
Most chatbots were made for simple interactions, but the unique ability to perform complex mathematical calculations in the middle of conversations, facilitates real-time mortgage decisions and an interactive dialogue with the end user.
Gabriela V. Orille
Global Innovation Officer, Andbank
We work with
